Date of Award


Document Type


Degree Name

Master of Business Admin


Executive MBA


State chartered credit unions in Virginia are by Statute incorporated and regulated by the State Corporation Commission of the Commonwealth. Part of the regulatory process is a periodic examination of the books and records of each credit union to determine compliance with applicable laws and regulations as well as the safety and soundness of depositors' funds. The quality and effectiveness of this examination process has never been measured, nor has it been empirically evaluated to determine its strengths and weaknesses. This study identifies areas of the examination report which can be improved in order to make it a more useful regulatory tool and to provide a more meaningful reference for regulated credit unions.