Date of Award

Spring 1964

Document Type


Degree Name

Master of Science




The well-being of a nation is dependent in large part upon the state of its money. Bank reserve positions have a great deal to do with the state of our money. An impressive volume of study and evidence has been brought forth in just the past few years to indicate that United States laws which establish the rules under which financial institutions operate need revising. Other, more readily understood topics, however, however claimed the attention of the public and its representatives in Congress. Little has been done to remedy serious shortcomings in banking laws.

This paper examines briefly these studies as they relate to commercial bank reserve requirements with the thought that they deserve more attention. This paper is not concerned with the 100 per cent reserve plan, the ceiling reserve, the asset reserve, or other reserve proposals of past years. It deals with current plans.

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Economics Commons