Date of Award

Spring 1958

Document Type


Degree Name

Master of Science


Business Administration


Within the past two decades, the rapid expansion of consumer installment credit activity by commercial banking has been a noteworthy development. Commercial bankers have made an about face in a brief period of financial history. As recently as the early 1930's the attitude of commercial bankers toward installment credit was one of hesitance and reluctance. Since that period commercial banks have expanded to become the largest single holder of installment credit.

The primary purpose of this thesis is to review and evaluate the principles, methods and procedures used in the investigation and credit decision of consumer instalment credit as established by commercial banks.