The Uniform Commercial Code (UCC), now effective everywhere except Louisiana, is conspicuously neutral on consumer protection issues, leaving these matters to other laws, if any, in the adopting state. In the past few years, considerable pressure for reform of the consumer credit transaction has been manifested. One example of proposed re- form is the Uniform Consumer Credit Code (UCCC), approved by the National Conference of Commissioners on Uniform State Laws and the American Bar Association, and recommended for adoption by the several states.
Richard E. Speidel,
Enforcing Security Interests in Consumer Goods: Some Notes on the Vicious Cycle,
U. Rich. L. Rev.
Available at: http://scholarship.richmond.edu/lawreview/vol7/iss2/2